The Rise of Dog Bites: How to Prevent a Dog From Biting
According to iNews, the number of dog bites in the UK have now more than doubled in the past 20 years.
One of the more recent factors likely to contribute to the number of dog bites increasing is the COVID-19 pandemic. During lockdown, many people made the decision to buy a new puppy or adopt a rescue dog while spending more time at home. The increase in pet adoptions and purchases, combined with inexperience and the lack of socialisation and training available, has created the perfect storm for the number of dog bites increasing.
Continue reading this helpful guide brought to you by Benchmark Kennels for more advice on preventing a dog from biting.
How Can I Stop My Dog From Biting?
Dogs who haven’t been given the opportunity to socialise and acclimate to new situations often develop fearful behaviours which can lead to them biting as a form of protection.
To prevent a dog from biting you should prioritise socialising your dog. Ideally, a dog should be socialised before reaching four months, however this isn’t always possible. Opt for private lessons with a canine behaviourist before taking them out to meet other dogs and people as this can often be the recipe for a disaster.
Once your dog has been to a few canine classes and is improving in their behaviour, try taking them on a walk and slowly introduce them to new people and dogs. If you have a dog that has shown signs of aggression in the past, try a basket muzzle. With a basket muzzle, your pet will be able to breathe and exercise while remaining safe. During a slow introduction, you should keep the lead very short and remove them from the situation if they begin to show any signs of fear or anxiety. This can be any of the following:
- Licking their lips
- Yawning
- Cowering
- Tail tucked
- Flattened ears
- Avoiding eye contact
- Raised hair
- Growling
If your dog acts positively to the situation, reward them with a treat and lots of fuss to make sure they know that you have acknowledged their positive behaviour. It is always important to never force your dog to another dog or into an unfamiliar space when they’re not ready.
If you’re struggling with your reactive dog, even after a canine behaviourist has tried to help, talk to your veterinarian. There are a number of medications that can help with anxiety and stress.
How Can I Stop a Dog From Biting My Children?
You should teach your children how to act around a dog, even if you don’t have a dog yourself. The basic rules when seeing a dog out in public are:
- Do not approach a dog without the owner’s consent
- Never approach a dog with a hand extended
- Avoid petting a dog’s belly, face or feet as these are often considered sensitive areas
- Never startle a dog, approach them slowly
What Should I Do If a Dog Attacks?
Sometimes dog bites are completely unavoidable. This is why you should always be aware of how to act correctly in a situation where a dog bites.
If you or someone you’re with is bitten by a dog, it is vital that you remain calm. Screaming, yelling and shouting will only startle the dog further and cause the issue to escalate. Dogs respond much better to calm energy. Try to remove yourself, or the person you’re with from the situation calmly and quietly. From there, you should seek medical attention if necessary.
Provide a Quiet Place for Your Dog
Many dogs rely on their owners to be with them all of the time. However, with most of us going back to work after the COVID-19 lockdown, this is not always possible.
Providing your dog with a comfortable space for them to retreat to when you’re busy is essential. If you have a dog who is currently suffering with separation anxiety, investing in a spacious outdoor kennel can help to teach your dog independence and build their confidence. Try leaving your dog in the kennel when you’re at home for short periods of time and reward any positive behaviour. However, it is important to use the kennel as a positive training aid and never shut your dog away for long periods of time when they’re not used to it.
For more information on crate training, read our helpful online guide. Alternatively, if you’re looking for a high-quality thermal dog kennel check out our extensive range of kennels online. Here at Benchmark Kennels, we cater for all breeds and sizes. Contact us today for more information.
- Published in Blog
Cross-border Payments: Sorts, Makes Use Of, And Key Gamers Defined
This article delves into the principle drivers of stablecoin adoption and their role within the financial markets, alongside top 5 stablecoins. By advocating for stablecoin adoption, Visa and PayPal goal to boost their payment infrastructures to accommodate the rising demand for digital and cross-border transactions. Integrating stablecoins into their platforms can present customers with extra versatile Stablecoin Payments and efficient payment choices, aligning with the evolving preferences of world customers.
Feminisation Of Public Employment In India
Your pockets will prompt you to enter the quantity and should allow you to modify transaction fees for quicker processing. As of October 2024, according to information from Token Terminal, the stablecoin market has grown considerably, with a complete excellent supply of $161.37 billion. Tether Tether stays the dominant player with $119.19 billion in circulation, followed by Circle at $31.seventy three billion. It is pegged to the US$ and meant to provide banking access to the 18% of the Bahamian unbanked inhabitants that is unbanked.
Can Stablecoins Enhance Cross-border Transactions On Dexs?
Many international locations lack clear guidelines for stablecoin issuance, buying and selling and use, creating legal uncertainties for users and issuers. Regulators worry about stablecoins’ potential impression on monetary policy, financial stability and shopper safety. Stablecoins typically have lower transaction charges than conventional fee strategies, particularly for cross-border transfers. This cost-effectiveness stems from eliminating intermediaries and leveraging blockchain efficiency. Lower fees make micropayments economically viable, enabling new business fashions in content monetization and pay-per-use services. Algorithmic stablecoins preserve their peg through automated provide changes primarily based on market demand.
Dr Emily Carter, Blockchain Analyst
According to Prasad, it’s not clear that cryptos will succeed where the Euro and the Renminbi failed. But competition, changing landscape of cross-border funds, and abuse of dollar dominance to fulfill world political objectives, could trim its continued dominance as a medium of change. The unit of account operate of the greenback would take time to dislodge as international comparison of prices require an anchor forex. Stablecoins play a vital role in maintaining market stability within the cryptocurrency ecosystem. The risky nature of cryptocurrencies has usually deterred mainstream buyers and hindered widespread adoption. By providing stability, stablecoins present a more predictable environment for buying and selling and investment.
Widespread Adoption Throughout Businesses And Customers
By providing a secure value, they supply customers with a reliable medium of trade, retailer of worth, and unit of account. This stability is achieved by way of completely different mechanisms, such as pegging to a fiat currency just like the US dollar or maintaining a reserve of property that back the stablecoin worth. Additionally, stablecoins act as a bridge between the crypto world and conventional finance.
Their major goal is to cut back worth volatility, making them more appropriate for transactions. Cross-border payments are financial transactions that occur between parties located in numerous countries. These payments contain the transfer of funds or property from one country to another, usually through banks or other monetary institutions.
Stablecoins offer a bridge between traditional finance and the cryptocurrency world, offering stability, fast transactions and lower charges. They allow environment friendly cross-border funds, e-commerce transactions, remittances and energy varied DeFi functions. Stablecoins type the backbone of many DeFi protocols, serving as a steady unit of account for lending, borrowing and yield farming. Platforms like Aave Aave and Compound Compound use stablecoins as collateral and loan currencies, permitting users to earn curiosity on their holdings or take out loans without publicity to crypto price volatility.
The move underscores the rising validation of stablecoins on public blockchains, particularly for facilitating cost-efficient cross-border funds. In The Future of Money, Prasad rightly says that CBDCs can’t mask weaknesses in central bank credibility and be extra credible and successful than the underlying paper forex. And China has piloted its e-CNY as a digital replacement for money with a few further features/functionalities.
Stablecoins bridge the hole between the unstable world of digital currencies and the steadiness of conventional monetary techniques. Their in depth use across a big selection of sectors may be attributed to their capacity to supply worth stability, lower danger, and enable sooner, and more inexpensive transactions. Comparing stablecoins to conventional banking techniques reveals that they have far cheaper transaction charges and sooner settlement timeframes. Stablecoin transfers are quicker and less expensive than normal remittance companies between international locations or folks. This has led to the adoption of stablecoins in worldwide commerce, remittances, and cross-border payments. Services for stablecoin improvement help in creating a clean transition between the realm of cryptocurrencies and the standard financial system.
- With roughly 6,000 customers, in 2017 Bitpesa has generated an estimated $10,000,000 in commerce volume per thirty days in 4 of the 7 international locations it presently operates.
- This pace is crucial for time-sensitive transactions and enables real-time fee systems.
- Companies like Ripple have partnered with banks to use XRP XRP as a bridge foreign money for cross-border funds, demonstrating the growing adoption of crypto-based options in international finance.
- They achieve this peg by either backing every coin with reserve belongings (like money or commodities) or using algorithmic mechanisms to manage provide and demand.
- Understanding the difference between centralized and decentralized cryptocurrency exchanges can help customers make knowledgeable decisions on the place to commerce these stablecoins.
Governments need to supply low price, safe, convenient, and resilient digital alternatives before a ban on cryptos can achieve legitimacy. Other arguments for a CBDC embrace that it’s going to result in a decreased cash dependence, increase transactional efficiency, provide a backstop to private payment systems, increase the power to battle monetary crime, and extra. It would be cheaper as the fee would be borne by the central bank out of seigniorage.
During instances of maximum volatility in the crypto market, stablecoins act as a protected haven for traders. Traders can quickly transfer their funds into stablecoins to guard their worth and reduce publicity to market fluctuations. This helps to mitigate the impression of market crashes and stabilize overall market sentiment. Additionally, stablecoins present liquidity to the market, as customers can easily convert their holdings into stablecoins and re-enter the market when circumstances are extra favorable.
At Fable Fintech, we specialize in empowering businesses like yours to unlock unprecedented alternatives and overcome the challenges of working throughout borders. While Web3 funds supply important potential to improve the money-transfer know-how, the technology continues to be evolving, and there are challenges to deal with, similar to scalability, person experience, and regulatory considerations. However, the transformative potential of Web3 payments is already driving innovation throughout various industries and has the capacity to reshape the worldwide financial panorama. Under this mannequin, banking intermediaries distribute CBDCs to the population primarily based on the MO provide provided by the central financial institution. A hyperledger fabric powers the interplay between central banks and business banks. Commercial banks and other authorised intermediaries are current as nodes within the distribution tier through which minted R-CBDC tokens are transferred from the central bank.
Read more about https://www.xcritical.in/ here.
- Published in FinTech
Dog Kennel Flooring Ideas
Keeping your pup warm and comfortable is a priority, especially when they’re living outdoors. An outdoor kennel can provide your dog with the space they need whilst keeping them protected from the harsh weather conditions outside. But, what are the best kennel flooring options?
Providing your dog with good kennel flooring is important. Poor quality kennel flooring can leak, be easily destroyed and require frequent replacements, so it’s imperative to choose high-quality kennel flooring. At Benchmark Kennels, we’ve put together this guide of kennel flooring options to help you make the best choice when kitting out your new kennel.
What Makes the Best Dog Kennel Flooring?
Firstly, we’ll discuss the top qualities of dog kennel flooring you need to look out for. We always recommend adding a comfortable floor to the bed area of the kennel only, not the run area.
A high-quality kennel floor will be:
- Easy to clean
- Waterproof
- Leakproof
- HygienicAnti-slip
- Durable
- Scratch-proof
- Chew-proof
- Strong
- Long-lasting
- Cost-effective
- Insulating
- Comfortable
When looking to purchase a new kennel floor, you should look for the above qualities. All outdoor kennels require an easy-to-clean surface that is ideal for spraying with cleaning agents and waterproof if your dog urinates on the floor. Particularly when the flooring is wet, it needs to be anti-slip so that your dog does not suffer any injuries.
Whatever flooring you choose it needs to be durable as most dogs scratch and chew. Depending on your budget, the kennel flooring needs to be both cost-effective and long-lasting so try to strike a balance between the two.
Kennel Flooring Options
Simply placing your new kennel on your existing grass or concrete floor can cause joint and skeletal problems as well as expose dogs to parasites in soil such as hookworms. So, what should you use as kennel flooring instead? Here are some of the fantastic dog kennel flooring options we have to offer here at Benchmark Kennels.
Phenolic Plywood Flooring
Our Phenolic wipe-clean Plywood flooring is one of the best choices for a dog kennel. Thanks to its sturdiness and waterproof qualities, this kennel flooring will last you a very long time.
Soft enough to cushion your dog’s body, preventing joint and skeletal problems, Phenolic Ply flooring is comfortable and slip-resistant. Easy to clean and maintain, Phenolic Ply flooring is stain-resistant and watertight to minimise moisture penetration and improve resistance.
Wooden Flooring
Wooden flooring is a great option for a dog kennel as it’s not as hard as concrete and is easy to elevate from the soil, preventing exposure to harmful parasites. Wood is also hypoallergenic, perfect for dogs with allergies.
At Benchmark Kennels, all of our kennel bed floors come with raised wood floors as standard. With all of our kennels, wipe-clean rubber flooring can be added as an upgrade.
Rubber Flooring
Rubber is a great kennel flooring option that is waterproof, highly flexible and easy to clean.
Rubber mats offer a stable and comfortable base for your dog. Rubber flooring has great anti-fatigue qualities that help to reduce stress on your dog’s paws and legs, providing the perfect cushioned base.
What Types of Dog Kennel Flooring Should You Avoid?
Now we’ve discussed the best options for kennel flooring, here are two of the worst options.
Carpet
Surprisingly, carpet is one of the most popular choices for kennel flooring. Although it provides high warmth retention and a soft surface for your pooch to get comfortable on, carpets can trap allergens causing allergic reactions. They’re also easily worn and will soak up substances such as urine leading to bad smells.
Tiles
Tiled flooring may seem like a good option as it’s easy to clean and maintain, however, tiles lack slip-resistance, especially when wet. Tiles are also hard, causing joint problems such as arthritis leading to decreased mobility in later life. The grout between the tiles can also leak and soak up urine, leading to bad smells and poor hygiene.
How to Build a Dog Kennel Floor
Building a dog kennel floor is fairly complex and can be quite difficult. At Benchmark Kennels, we do all of the hard work for you. We hand-make every one of our dog kennels here in Britain, complete with durable high-quality flooring.
However, if you’re a DIY guru, and are looking to make your kennel flooring, here are a few tips to help you out.
Consider the flooring type
Choosing the right dog kennel flooring takes careful consideration. Take into account all of the information we have provided you with alongside your dog’s specific needs to make an informed choice.
Produce a diagram
Once you’ve chosen your flooring type, use a pencil to begin sketching out the size of the dog kennel floor.
- Cut four wooden boards to size
- Cut four wooden sideboards to size and attach using wood screws.
- Attach a wooden panel to the base
- Attach a wooden panel (cut to size) to the base structure you just created. There you have the base of your dog kennel floor.
- Attach your chosen floor to the wooden base
- Finally, attach your chosen floor panel (e.g. laminate or rubber) to the wooden panel. There you have it – your DIY kennel floor.
Looking for a High-Quality Dog Kennel?
At Benchmark Kennels, we offer a range of bespoke dog kennels manufactured in as little as one week. All of our kennel flooring options are durable and hard-wearing, fitted by our expert team for convenience.
Contact Us today to discuss your options or order your kennel online.
- Published in Blog
How to Keep Your Dog Cool
Keeping your dog cool during the summer is extremely important for their general happiness as well as their health. If you have an excitable young puppy or your pet is nearing the end of its life, staying cool is hugely important.
As a general rule, if it’s too hot for you, it’s too hot for your dog. But sometimes it can be difficult to cool your dog down when the heat is simply unavoidable. With that in mind, Benchmark Kennels have created a guide on how to keep your dog cool, so you can enjoy the sunshine with your furry friend, in the safest way possible.
Article Contents
- Why is Keeping Your Dog Cool in Summer Important?
- Which Breeds Are More at Risk of Heat Stroke?
- Ways to Keep Your Dog Cool
- Avoid High-Intensity Exercise
- Purchase an Insulated Outdoor Kennel
- Provide Them With Unlimited Access to Water
- Buy a Paddling Pool
- Never Leave Them in a Car Unattended
- Regularly Groom Them
- Look Out for Signs of Heat Exhaustion
- Keeping Your Dog Cool at Night
- Keeping Your Dog Cool Outdoors
Why is Keeping Your Dog Cool in Summer Important?
Dogs can suffer from a fatal heat stroke within minutes, as they are unable to sweat through their skin like us humans. Unfortunately, around 1 in 7 dogs that are taken to the vets die from heat stroke. Canines heavily rely on releasing heat through panting and via their paw pads and nose to regulate their temperature.
Keeping your dog cool is extremely important to prevent heat stroke and allow them to remain comfortable and healthy.
Which Breeds Are More at Risk of Heat Stroke?
All dogs can develop heat stroke, however some breeds are more sensitive to heat exhaustion than others.
Those at a higher risk of heat stroke are often:
- Overweight
- Excessively energetic
- Senior
- Over 50kg
- Have a health condition (e.g. heart or breathing problem)
If your pup is a flat-faced breed like the pug or chow-chow or has a thicker, heavy coat like the golden retriever, you’ll need to be even more vigilant when it comes to keeping them cool, hydrated and out of the sun.
7 Ways To Keep Your Dog Cool
Whether you’re in the garden or inside, keeping your dog cool during a heatwave is essential to keep them comfortable and avoid heatstroke. Here’s seven simple ways to keep your dog cool.
1. Avoid Exercising Them During the Hottest Part of the Day
Although summer seems like the perfect time to enjoy endless walks with your pup, be aware that exercising your dog in the hot sun can cause their temperature to rapidly overheat. If you can, take your dog out in the early morning or late afternoon, when the air and pavements are cool enough for your dog to run around, without the risk of overheating.
If it’s just too hot to take your dog on your usual walking route at all, you’ll need to introduce other activities that involve limited energy, but still help your pup get some mental stimulation. Brain games at mealtimes will ensure your dog can release excess energy and spend some bonding time with you. Using a snuffle mat can help to encourage natural forging and reduce boredom without taking up too much energy.
2. Choose an Insulated Kennel
It’s important for your dog to have a shady, safe space they can relax in when it gets too hot for them to play outside comfortably. At Benchmark Kennels, we stock insulated timber cabins that help keep your dog protected from the elements all year round. When the temperature heats up, thermal insulation helps to regulate the kennel, so that your pup can stay cool during summer, and warm during winter.
Low maintenance, eco-thermal kennels are also a great option for your pup, offering ventilation, space to move around in, and a shaded place away from direct sunlight so that your dog can cool down easily. Elevated kennels with a raised bed help improve the airflow too, keeping your pet’s home cosy, cool and well ventilated.
3. Make Sure They Have Access to Water at All Times
The easiest and most essential way to keep your dog happy and healthy in the summertime is to make sure they stay hydrated.
Dogs need constant access to cool, clean water at all times. If you’re out and about with your pup, make sure to keep a bottle of water with you, or even a frozen toy to entertain them while regulating their temperature at the same time. However, a frozen toy should never replace water.
4. Buy a Dog Paddling Pool
If you’re out walking, don’t be tempted to let your dog swim in any fresh water canals or rivers. Some areas of water have strong currents and can be dangerous for your pup. They may also contain harmful bacteria and algae which could make your dog sick.
Be wary of tides if you’re visiting the beach. Also remember that letting your dog drink salt water is likely to make them very sick. When visiting the beach, carry fresh water with you at all times.
Instead, use a cool water paddling pool for your pup. Remember though, you should also never submerge them in ice cold water, as this could cause their body temperature to cool down too quickly, and ultimately make their symptoms worse.
5. Never Leave Your Dog in the Car Unattended
Unventilated spaces can feel stuffy, claustrophobic and unbearably hot to humans, so imagine how uncomfortable those spaces are to our furry friends. That’s why you should never leave your dog in your car.
Even if you leave your pup with water, crack the car windows or are only intending to leave them for a short period of time, your car can heat up incredibly quickly. Most pet owners know the risks, but even after just a few minutes, a hot car can cause serious and potentially fatal issues.
If you see a dog in distress inside a hot car, dial 999 immediately and wait for the police to arrive.
6. Remember to Regularly Groom Your Dog
Your pet’s hair should be long enough to stay comfortable, without the risk of it becoming matted, tangled or dirty. Regular brushing and grooming can give you the opportunity to check your puppy’s fur and skin for any issues, burns or bites, as well as helping you form an even closer bond with them.
Dogs with a pale coat are more likely to suffer from sunburn, especially on their ears and nose. To protect them from the sun, aim to keep them indoors if it is too hot, use sun cream or cover their vulnerable areas with a t-shirt.
Remember that animal fur has evolved to act as insulation in the winter and as a cooling system in the summertime. Because of this, you should never shave your pup or trim their coat without the help of a professional groomer.
7. Look Out for the Signs of Heat Exhaustion
With higher sensitivity than us, dogs are unfortunately much more likely to suffer overheating, heat exhaustion and dehydration. If your dog isn’t kept cool, they could suffer uncomfortable symptoms of heatstroke, a condition that can be fatal if it’s not noticed quickly. To protect your pup during the summer, it’s important to recognise the signs of heatstroke:
- Excessive panting and dribbling
- Vomiting
- Tiredness
- Confusion
- Fitting
- Reddened gums
- Weakness
If you suspect your dog is suffering from heat stroke, you should take it to be seen by a veterinarian immediately. In the meantime, you should move your dog out of the heat and into a cool room. Offer your pup a small amount to drink and try carefully sponging them with cold water, particularly on their tummy and neck.
Keep your dog close by on hot days to make sure you can monitor them carefully, looking for any signs of unusual behaviour.
Keeping Your Dog Cool at Night
Although it is extremely unlikely that your dog is going to develop heat stroke overnight, it is still important to keep them cool and comfortable.
Make sure your dog is kept in a cool room throughout the night, ideally one with air conditioning. If you don’t have air conditioning, open the windows and direct a fan towards where your dog is sleeping.
Provide your dog with access to clean water through the night. You may even choose to let them lay on a damp towel to help keep them cool.
Keeping Your Dog Cool Outdoors
If you’re looking for the perfect kennel to ensure your pup is healthy, happy and cool outside during the summer months, Benchmark Kennels offer a range of high-quality kennel options for your dog. Simply browse our range, or get in touch with us today.
- Published in Blog
How To Stop Your Dog Chewing Their Paws
Dogs chewing their paws is a common behaviour – it can be likened to a human scratching their hand. Nevertheless, persistent and consistent paw chewing could be a sign of health problems. If you have concerns about your dog’s itchy paws, you should contact your vet to err on the side of caution.
Puppies start chewing from a young age due to toothache when their adult teeth are developing, chewing also allows them to explore the world through taste. Older dogs may continue chewing as a way to clean their teeth and strengthen their jaws.
Common reasons why dogs chew their paws include; cleaning, scratching, boredom, allergies, a bug bite or a skin infection. This blog will break down each common cause of dogs chewing paws and how to alleviate the need to chew.
Why Do Dogs Chew Their Paws?
Cleaning
One of the most common reasons why your dog could be chewing his paws is to clean them. We humans have the luxury of washing our hands frequently throughout the day, unlike our four-legged friends.
The anatomy of a dog paw is primarily made up of three sections; the digital pads, metacarpal pad and nails. Between the digital and metacarpal pads, there are areas covered in fur that attract dirt and dust, which can be uncomfortable for dogs, causing them to chew on their paws.
Scratching
Dogs get itches all over their bodies, especially on their paws as they have the most contact with the ground. The behaviour of scratching for a dog is similar to that of itching the hand of a human.
When a dog scratches continuously for any amount of time, it could be an indication that there are parasites such as ticks or fleas on the dog, especially during the summer months.
You can reduce the risk of parasites infecting your dog by doing a few things. You should keep your dog’s main outdoor area free of faeces to help prevent parasites. Regular grooming, whether at home or at a groomer, can also help reduce parasites.
Dogs can be protected against parasites with spot-on treatments and collars that prevent ticks and fleas from encroaching.
Our kennels and dog shelters are designed to give your pup a peaceful place they can call their own, with high-quality materials used to ensure their home is protected from rot, fungus and insect attack. Alongside regular grooming, keeping their kennel and outside space clean helps reduce unnecessary chewing and scratching.
Boredom
Dogs can pick up bad habits frequently if they don’t have enough entertainment. Keeping your dog mentally stimulated is just as important as keeping them physically fit.
There are many symptoms of boredom in a dog such as barking, pacing and chewing. In order to alleviate boredom in your dog, keep their brains engaged by providing them with brain training games.
One fun game you could play with your pup is adding small treats to a towel, rolling it up and then tying it in a loose knot. Allow the dog to untie the knot and unravel the towel to reveal the treats, this creates a long-term activity for the dog to help reduce their boredom.
Allergies
Allergies can also cause a dog to excessively chew their paws. Environmental allergies such as grass and pollen can irritate dogs’ paws causing them to start chewing their paws. There are also instances when food allergies contribute to itchy paws, so it’s worth checking that your dog isn’t allergic to an ingredient in their food.
Prolonged chewing can create open wounds on paws and lead to skin infections.
Noticing Consistent Paw Chewing
Consistent paw chewing could be a sign that your dog has injured themselves. While on a walk, dogs can easily fracture a toe or claw or puncture a paw pad. Gently check the bottom of your dog’s paws for signs of injury. If you spot anything abnormal such as an ingrowing nail or puncture to their paw pads, or if your pet appears to be in pain, consult a vet as soon as possible.
There is also a possibility that excessive chewing is a sign of a skin infection. If your dog is developing a lot of skin infections this can be an indicator of hyperthyroidism. If your pet is scratching continuously, for more than a couple of days, you should make an appointment with your vet.
Is Your Dog Chewing Their Paws Too Much?
As chewing is such a common practice among most dogs, how can you tell when chewing becomes too frequent?
Frequent licking can lead to an injury in itself, as a result of a dog having a rough tongue, this can irritate the skin on and around the paws. These lesions mixed with moisture from licking can create open wounds on the skin that can easily become infected.
When your dog scratches the same spot repeatedly for more than a couple of days, you should take them to the vet to have their paws examined.
Stopping Your Dog From Chewing Their Paws
Chewing paws excessively can be prevented by addressing behavioural issues early. You can prevent future worries by teaching the puppy that chewing their paws is a bad habit, just as you would teach them not to chew furniture.
Be attentive and watch out for your dog chewing their paws. When you start to see this behaviour, check that the dog’s paw is clean and that it doesn’t have any lesions. If you discover that your dog chews their paws as a habit, distract them with a toy or activity.
Dogs that are well exercised are less likely to chew on their paws. It is important to ensure that your dog gets the daily exercise they need at levels that will tire them out. As a result of being physically tired, a dog will want to sleep, which prevents them from chewing on their paws.
The quickest and easiest way to keep a dog from chewing their paws is to give them chew treats. In addition to strengthening the dog’s jaw and cleaning their teeth, long-lasting chew treats distract them from chewing on their paws.
Benchmark Kennels provide high-quality kennels, cabins and kennels and dog runs, to keep your pup healthy, happy and safe. Get in touch to tailor your bespoke housing for your pets.
- Published in Blog
How Brits Prioritise Pet Costs
The cost of living increase has seen a lot of people cutting back on everyday luxuries to pay for necessities. But have increases in the cost of living changed how we spend on our pets?
We have explored the pet costs that have risen over the last couple of months and which outgoings pet owners are cutting back on to pay for their pet’s needs.
The following article will explore the results of the survey that over 500 pet owners completed.
Pet Costs That Have Risen With The Cost of Living
With the cost of living increasing, so is the price of owning a pet. We surveyed 500 people and asked them: With the cost of living increasing, which pet ownership costs are you spending more on?
Food
The majority (49.8%) of pet owners we surveyed agreed that the cost that has risen the most is pet food. There are plenty of options for pet food out there, including tailor-made dog food subscription services.
Making your own homemade treats can reduce the amount pet owners spend on their pets’ diet. To find out more about which flavour treats dogs prefer, read our recent blog post here.
Substituting table scraps into your pet’s diet is far more complicated however, as you must research the foods that are appropriate to your pet and consult a nutritionist if you are substituting large amounts of table scraps for kibble.
Vet Bills
11.8% of pet owners have seen an increase in their spending on vet bills. So, what can you do to look after your pets’ health at home?
Weight management is one of the best ways to decrease your trips to the vet. A dog within the parameters of a good weight for their breed is less likely to have weight-related problems such as diabetes and breathing issues.
Ensure they have a balanced diet and an appropriate amount of exercise and playtime for their breed.
Pet Insurance
9.3% of pet owners agree that their pet ownership expense that has increased the most is pet insurance.
Many new pet owners ask the question: Is pet insurance needed? Although legally, your dog or cat has to be microchipped, it isn’t mandatory to have pet insurance. Charities such as the RSPCA encourage pet insurance to cover extraordinary circumstances like accidents, illness and unplanned treatment.
Pet insurance costs can vary from pet to pet – the premiums depend heavily on the breed and age of the dog as well as the pre existing conditions that the pet may have. You may find that insuring your pet from a young age is one of the best ways to secure the best price.
Grooming
The average cost of grooming has risen across the UK, with 5.4% of the surveyed pet owners highlighting that this is the main cause of their increasing pet-related outgoings. With the high volume of dog purchases over the last couple of years, grooming services are more in demand than ever, so securing a grooming slot costs more.
How often does your pet need grooming? For most dog breeds, a grooming session every 1-3 months ensures that your dog has a healthy, well-maintained coat. However, this will depend on your dog’s coat. An interim job such as nail clipping is recommended once or twice a month by The Kennel Club.
Daycare/Dog Walking
Many pet owners are going back to work in an office or onsite instead of working from home full time. This has resulted in more pet owners needing daycare and dog walking services more often. 4.5% of pet owners agree that their spending on daycare/dog walking has increased.
Depending on your pet, a varying amount of care is needed when you’re not there. If your pet is relatively calm on their own, then less daycare/dog walking from a professional will be required. It is recommended that dogs aren’t left on their own for more than 4 hours at a time. With a puppy or older dog, the owner will need to come home more frequently than this. Breaking alone time up and being with other dogs is a great social activity and allows the dog to get its daily exercise.
Toys/Bedding
4.4% of pet owners have seen an increase in the cost of bedding and dog toys.
Dog beds should be replaced every 1-5 years, depending on the level of wear. If you see any holes, tears or loose strings on a dog’s bed or their toys, these should be replaced immediately to prevent the risk of choking.
The remaining 14.8% of the surveyed public responded that they are spending more on other aspects of their pet.
What would you cut back on before reducing spending on your pets?
Meals/drinks out
Cutting back on eating at restaurants and drinks out is the first thing that two in five pet owners do as they are faced with higher costs for pet ownership. Of the 500 pet owners we surveyed, 42.1% of the surveyed pet owners agree that they will reduce the amount of meals/drinks that they go out for, in order to pay for pet costs.
Monthly streaming subscriptions – Netflix, Amazon Prime
Streaming service charges quickly add up, especially when families have more than one subscription. Earlier this year, new figures revealed that 1.51 million Brits cancelled streaming services, with half a million of these cancellations due to cost. One in four pet owners agree with this result, with 24.7% of those surveyed confirming that they will axe services like Netflix and Amazon Prime to pay for their pets’ needs.
Groceries
The weekly shop has massively increased in price, alongside the increasing cost of dog food. As a result, 10.6% of pet owners are planning to cut back on their weekly food shop to help pay pet ownership costs.
Petrol/diesel and travel costs
Petrol and diesel prices are at an all time high, with these cost increases being a key driver of inflation across the UK. 10.4% of pet owners are prioritising reducing the amount of travelling they do to save cash for pet-related purchases. Drivers may choose to stop taking short journeys, lower average speeds, or dabble in hypermiling techniques to increase their car’s fuel efficiency.
Utility bills (electricity/gas)
4.6% of pet owners are cutting back on utility bills to afford their pets. This may involve reductions in spending on heating and reducing water consumption.
Nothing
Just 1.7% of pet owners don’t feel the need to reduce any of their outgoings in order to spend money on their pets.
So, there we have Benchmark Kennels breakdown of spending on pets across the UK. If you are unsure of how much money to set aside for your pooch, check out the PDSA advice on lifetime and monthly costs.
About Benchmark Kennels
Benchmark Kennels provide a range of bespoke outdoor dog kennels designed for the comfort of all dog breeds, shapes and sizes. The team crafts thermal dog kennels, insulated dog cabins, and wooden dog kennels to suit all requirements. Every kennel is handmade to order, with professional fittings to give you peace of mind that your dog kennel is secure and weatherproof.
The team attends trade shows, promoting the benefits of providing a space for your dog away from the bustle of the home and family.
Benchmark Kennels are trusted suppliers to the National Trust, Balmoral estate, the Royal Family of Abu Dhabi, Country Estates, top dog breeders and pet owners nationwide.
- Published in Blog
Второй эшелон: к каким акциям стоит присмотреться за пределами индекса Мосбиржи
Бумаги второго и третьего эшелона считаются более рисковыми и долгое время сделки с ними совершали только квалифицированные инвесторы. Сейчас тенденция меняется, и это отражается в том числе в резких колебаниях стоимости таких акций в последнее время. При наличии опыта на фондовой бирже можно с осторожностью приобретать ценные бумаги второго и третьего эшелонов.
Компании и акции второго эшелона — что это такое
Строгого деления нет, списки эшелонов меняются каждый год. В целом речь идёт про акции, которые по капитализации и объёму торгов не дотягивают до голубых фишек, но превосходят неликвид из третьего эшелона. На американских биржах нередко акции третьего эшелона именуют «копеечными». Как правило, инвесторы их в прямом смысле покупают за копейки. А далее хранят в своем портфеле неограниченное количество времени. Есть вероятность, что через 2 – 5 лет они всего за несколько дней «выстрелят».
в день: стоит ли покупать акции второго и третьего эшелона
Оперативно осуществить сделку продажи в таком случае будет проблематично. Приобретая ЦБ, держатель получает право на долю в компании-эмитенте. Чем больше бумаг куплено, тем более существенное влияние инвестор может оказывать. Серьезные пакеты акций начинаются, как правило, от 10%. Если цель заключается в получении дохода на разнице в стоимости, то количество ЦБ не имеет определяющего значения. Напротив, покупать акции различных эмитентов лучше, чем только одного.
Что такое голубые фишки?
Акции третьего эшелона должны составлять не более 10% инвестиционного портфеля. Их покупка рекомендована только опытным акции второго эшелона трейдерам. Новички рискуют потерять капитал, если необдуманно вложатся в «темных лошадок» или «центовые» акции.
Акции 1-го, 2-го и 3-го эшелона на фондовом рынке-что это за “эшелоны” и чем они отличаются друг от друга
Соотношение Индекса голубых фишек и Индекса средней и малой капитализации опустилось к минимальным значениям за полгода — наиболее ликвидные акции в последние недели выглядели слабее. А далее через торговый терминал инвестор может продать акции, когда его удовлетворит их новая стоимость. Больше всего внимания следует уделять именно подбору брокера, через которого и будут выполняться сделки. Рассчитать все комиссионные сборы, спред, стоимость вывода средств. И уже считать потенциально доходную цену приобретенных акций с учетом всех дополнительных расходов.
- Все вышеуказанные компании являются менее знаменитыми, чем те, что входят в состав первого эшелона.
- И это уже говорит о возможном начале систематической политики в отношении таких операций и банков», — отмечает Окромчедлишвили.
- Однако, когда речь идет о поставках сложного оборудования или электроники, а плательщиком выступает компания, например из ОАЭ, Киргизии или Казахстана, «сходятся все карты».
- Можно получить убыток, даже фактически не начав торговлю на бирже.
«В частности, мы видим, что китайские банки в некоторых случаях ссылаются на необходимость получения специальных разрешений для проведения платежей со счета в иностранном банке на счет в китайском банке», — указывает юрист. Она констатирует, что китайские банки будут становиться все более осторожными в выборе зарубежных партнеров и «эта тенденция будет масштабироваться». По словам Раднаевой, истории с блокировкой платежей китайскими банками уже давно не должны удивлять, поскольку «китайские банки соблюдают американские санкции гораздо более тщательно, чем сами американцы». «В китайских банках быстро сформировались целые структуры, обеспечивающие комплаенс-контроль и управление рисками, это касается работы как с физическими, так и с юридическими лицами», — отмечает эксперт. В практике накапливается все больше случаев блокировок таких платежей, утверждает гендиректор компании «Синорусс», оказывающей юридические и бухгалтерские услуги российскому и китайскому бизнесу, Сурана Раднаева.
Практически все аналитики без исключения утверждают, что рассматривать для инвестирования ценные бумаги третьего эшелона не стоит. Вероятность получения убытка очень высокая, ликвидность компаний — низкая, информация по ним в 90% вообще отсутствует (за исключением открытых реестров). Обычно трейдеры относят ко второму эшелону 44 акции, которые входят в Индекс средней и малой капитализации. Капитализация большинства этих компаний — от 5 до 50 млрд руб., в их числе Аэрофлот, Мечел, Позитив, Юнипро и др.
Компании, выпускающие такие активы, находятся не на пике своего потенциала и способны показать стремительное и значительное развитие за относительно короткий промежуток времени. Самыми привлекательными активами, как правило, являются акции из списка голубых фишек. Это не удивительно, ведь они демонстрируют высокую ликвидность и стабильность, что важно для любого инвестора.
- Published in Форекс обучение
Craving Sugar After Quitting Drinking? Here’s Why And How to Cope
According to APN, the preference for sweet foods can be linked to addictive behaviors. There seems to be an underlying connection between these addictive behaviors and sugar intake, which can be traced back to how sugar affects the brain. do alcoholics crave sugar Overall, obesity is a multi-factorial condition and it is difficult to truly assess the independent influence of alcohol intake on obesity risk. The slow development of obesity and multi-faceted nature of this condition really complicates the possibility to show a cause-and-effect association between alcohol consumption and weight gain. Thus, we need to rely on short-term intervention studies and epidemiologic studies, each of which has clear limitations in showing an effect of alcohol intake on the vulnerability to gain weight.
The Crucial Role of Celebrating Milestones in Recovery
- Consuming too much sugar on a daily basis can lead to weight gain, tooth decay, gut dysbiosis, skin problems, and type 2 diabetes.
- Discover the inpatient detox process, from withdrawal management to personalized care for lasting recovery.
- While replacement rewards are a viable strategy incorporated into most treatment methods, they do not address the root cause of addictive disorders.
- These can include metabolic changes, alterations in brain function, and hormonal fluctuations resultant from chronic alcohol consumption.
Healthy alternatives may sound boring or may make you roll your eyes, but that’s only because we get used to instant gratification while we’re drinking. Understanding the factors that contribute to sugar cravings in alcoholics can provide valuable insights into this phenomenon. Two significant factors influencing sugar cravings in this population are genetic influences on sweet preference and nutrient depletion with glycogen replenishment. Uncover the link between alcohol, cravings, and blood sugar levels for a healthier recovery. The science behind cravings, both for alcohol and sugar, can be explained https://ecosoberhouse.com/article/how-addictive-is-oxycontin/ through the actions of neurotransmitters in the brain.
Why Is Telehealth Important for Teen Anxiety?
Explore therapeutic approaches and alternative therapies in Denver and Westminster, Colorado. Learn strategies, relaxation techniques, and the impact of anxiety on adolescents. Discover vital teen behavioral health programs and resources for Colorado adolescents facing mental health challenges.
Trazodone and False-Positive Drug Tests Frequency
Seeking support from peers, friends, family, or support groups can provide invaluable encouragement and accountability in navigating sugar cravings. Still, one should keep in mind the classic pitfalls of excessive sugar intake. Weight gain, insulin resistance, and metabolic disturbances all compromise the recovery effort and exacerbate health issues. Emotional eating refers to the tendency to consume food, particularly sweet treats, in response to emotional states rather than genuine hunger.
Uncovering the Effects of Alcohol Consumption
Alcoholism is a chronic disease that affects millions of people worldwide. It’s characterized by an inability to control drinking habits, despite negative consequences, and wanting to quit despite being unable to. This disease can impact anyone, regardless of age, gender or social status. Discover the personalized support and convenience that make a difference.
Neural Pathways in Addiction
Understanding why recovering alcoholics often experience intense cravings for sugar is a complex topic. There is a significant connection between alcoholism and the subsequent cravings for sugar. In this section, we will explore this connection and examine the factors that contribute to sugar cravings in individuals recovering from alcoholism. In summary, genetics, behavioral responses, and parental influences intertwine to create a multifaceted framework explaining sugar cravings in individuals with alcohol dependence.
- When individuals stop consuming alcohol, they may subconsciously seek out sugar as a way to compensate for the calories previously obtained from alcohol.
- Heavy drinking and binge drinking have been more consistently linked with adiposity.
- Turning to sugar can offer a quick and easily accessible source of pleasure, albeit temporary.
“Is sugar addictive?” Explore the science behind sugar’s grip on our brains and how to break free. Explore the types of psychotherapy and find the right treatment approach for mental well-being and healing. Discover the impact of a Klonopin overdose – from signs to treatment, know what happens and how to prevent it efficiently.
The Impact of Alcohol Detox on the Brain
The combination of reduced dopamine sensitivity and the desire for pleasure may contribute to the strong cravings for sugar experienced by alcoholics. The relationship between alcohol and sugar cravings is complex, influenced by physiological and psychological factors. Breaking the cycle requires a multifaceted approach that includes strategies for managing sugar cravings, as well as seeking professional help and support. Hormones play a critical role in the cravings experienced by alcoholics. Alcohol consumption can cause disturbances in hormonal balance, specifically affecting insulin and cortisol levels. These hormonal changes can further exacerbate sugar cravings, making it essential for recovering individuals to understand their body’s hormonal responses.
Discover if alcohol-induced AFib can be reversed and explore lifestyle changes and treatments available. Discover 5 of the most surprising statistics about drug abuse in the US and their impact on society today. Explore the social stigma of addiction and its impact on treatment, culture, and societal perceptions. Even after abstinence, people experiencing chronic opioid use may feel drawn to activities that trigger these receptors.
- Published in Sober living
Martindale Consultants, Inc The Oil and Gas Consulting Company
I also enjoy working with our clients to ensure that the results match their expectations. No client is quite like the last and it keeps my day-to-day interesting and I look forward to each new challenge. Gas plant processing includes getting the raw gas from the wellhead to the processing plant, removing the waste, separating the natural gas and liquids, and ultimately getting it to the end users. Gas plant accounting uses the tailgate/sales volumes and values to determine how much each producer is entitled to based on the allocated and contractual data. The allocation to each well is based on the volume and physical components at the wellhead. Contractual settlement can vary, depending on the terms of each contract.
- Every month, the system reviews your work and identifies if there are any errors before you print your statements.
- All within a single application, operators can efficiently schedule, track, and settle natural gas, crude, and NGL across processing facilities, field treatment sites, and nomination-driven gathering systems.
- The historical cost principle emphasizes reliability and verifiability in financial reporting.
- Companies in the oil and gas industry need to account for their proven reserves.
- Each gas plant, while having some similarities, has its own unique characteristics.
Proven Industry Leader for Complete Natural Gas Gathering & Processing Solution
The scalability of PetroLedger’s work allows me to easily tackle all of these variations our clients have in their work. I like to work with our clients and understand their systems so that we can ensure that the settlement process reflects their process. Accurate gas plant accounting starts with a solid understanding of the process – from wellhead to plant tailgate. This can be a complex process, but having a high level of knowledge can create a seamless process. The Federal Energy Regulatory Commission has established regulatory accounting and financial reporting requirements for its jurisdictional entities in the electric, natural gas, and oil pipeline industries. These requirements play a vital role in the Commission’s strategy of setting just and reasonable cost-of-service rates.
Leverage 20+ Years Experience in Midstream Oil and Gas
- For the most part, this was fairly straightforward – especially compared to what I would learn in the years to come.
- PetroLedger provides comprehensive transactional outsourcing to help energy companies get more value out of their back office.
- Every year, processing and gathering facilities lose money with costly accounting mistakes.
- Assets are generally recorded at their original cost, which is the amount paid to acquire them.
- Keep reading to see what makes Melodee a crucial member of our staff and what she enjoys about working with us.
- The scalability of PetroLedger’s work allows me to easily tackle all of these variations our clients have in their work.
- The foundation of the Commission’s accounting program is the Uniform System of Accounts codified in the Commission’s regulations.
In GPIS, users are organized into groups or different “teams” on the network. This system keeps your data safe, makes sure it is accurate, and logs what happens https://x.com/bookstimeinc for security and recovery purposes. If you need a non-standard report, you can create it in Access or Excel. If the information is in the system, you can also generate a related report. Every month, the system reviews your work and identifies if there are any errors before you print your statements.
YOUR Oil & Gas Professionals
The company’s next phase of the project was on the accounting side, and I was asked to assist with the setup desk on a larger plant. I was responsible for setting up new meters and contracts, making contract changes as needed, updating allocations, and working with producers. Periodically, the Commission will issue orders to revise its Uniform System of Accounts and financial reporting requirements through a rulemaking process.
Balance Reports
With W Energy, tailor your reports, adjust financial statements effortlessly as things change, and handle all of it in-house. Adapt to changing business requirements with a flexible configuration, integrating additional assets and key systems in real-time with My Quorum TIPS. Streamline daily and monthly measurement processes while reducing costly data errors with Quorum’s industry-leading FLOWCAL solution. Each gas plant can have similarities, but often each plant will have its own unique characteristics. Reserves are estimated quantities of oil and gas accounting oil and gas that can be economically recovered from known reservoirs under existing economic conditions and operating methods. Companies in the oil and gas industry need to account for their proven reserves.
Shorten close cycles, reduce costs, and maximize production by simplifying complex accounting processes. Streamline settlements and ensure accurate allocations, consistent payments, and precise invoices. Build trust with counterparties and enhance confidence during audits. Regardless of industry, all publicly traded companies in the United States follow accounting principles set forth by U.S. The Financial Accounting Standards Board (FASB) develops and maintains U.S. GAAP, which encompasses a broad set of principles, standards, and guidelines.
ERP Data Conversions For The Oil & Gas Industry
- Directly import field production volumes into accounting with integrated production solutions.
- Different arrangements may impact when and how revenue is recognized.
- Efficiently manage purchase, marketing, and gathering contracts with workflow tools and automated delivery.
- You can also create reports to check the balance of your gathering system.
- Exact accounting data is critical for evaluating project economics, making informed investment decisions, and planning for the future.
Streamline gas scheduling with real-time confirmations for shipper nominations. Exact accounting data is critical for evaluating project economics, making informed investment decisions, and planning for the future. It enables companies to assess project viability, allocate resources efficiently, and make strategic decisions that contribute to long-term success in the industry. Accounting methods and bookkeeping principles should be applied consistently from one period to another.
- Published in Bookkeeping
Debt To Assets Ratio, Meaning, Formula, Examples
On the other hand, a lower debt-to-total-assets ratio may mean that the company is better off financially and will be able to generate more income on its assets. In today’s digital age, there are numerous tools and software available to help individuals monitor their financial health, particularly when it comes to calculating the Total Debt to Asset Ratio. These resources can simplify the debt to asset calculation process, enabling users to get a clearer picture of their financial situation. Monitoring this ratio can help individuals and businesses identify potential risks early. Regular reviews of financial documents can aid in recognizing trends and making necessary adjustments to enhance overall financial stability.
Can a Debt Ratio Be Negative?
If the firm raises money through debt financing, the investors who hold the stock of the firm maintain their control without increasing their investment. Investors’ returns are magnified when the firm earns more on the investments it makes with borrowed money than it pays in interest. Companies with high debt-to-asset ratios may be at risk, especially if interest rates are increasing. Creditors prefer low debt-to-asset ratios because the lower the ratio, the more equity financing there is which serves as a cushion against creditors’ losses if the firm goes bankrupt. Some sources consider the debt ratio to be total liabilities https://theweddingcommunity.com/picture-of-the-day/picture-of-the-day-nick-church-photography-06-07-2018/ divided by total assets. This reflects a certain ambiguity between the terms debt and liabilities that depends on the circumstance.
- As with all other ratios, the trend of the total debt-to-total assets ratio should be evaluated over time.
- These numbers can be found on a company’s balance sheet in its financial statements.
- Learning about credit and creating a good credit score and report will also encourage a healthy financial picture to continue developing, and expanding financial portfolios to meet long-term goals.
- While other liabilities, such as accounts payable and long-term leases, can be negotiated to some extent, there is very little “wiggle room” with debt covenants.
- A high ratio indicates that a company may be at risk of default on its loans if interest rates suddenly rise.
Company
Because public companies must report these figures as part of their periodic external reporting, the information is often readily available. Yes, a very low ratio might indicate that a company is under-leveraged and not making the most of potential growth opportunities by using available financing options. A ratio below 40% is generally considered good, indicating a lower risk of financial distress. However, industry norms vary, and what’s considered good can differ based on https://www.agro-directory.dp.ua/mail-57974-6-29-0-0.html the sector.
What Is a Good Debt Ratio?
As we analyze each company, we can use the debt-to-asset ratio to analyze how much debt a company carries, its ability to repay that debt, and its likelihood of taking on additional debt. Building a good debt-to-asset ratio will encourage lenders to offer financing when needed and help you accomplish long-term goals, make purchases, and balance your finances. For companies with low debt to asset ratios, such as 0% to 30%, the main advantage is that they would incur less interest expense and also have greater strategic flexibility. Ted’s .5 DTA is helpful to see how leveraged he is, but it is somewhat worthless without something to compare it to.
How Does the Total Debt to Asset Ratio Affect Personal Finance?
- By understanding and effectively managing this ratio, businesses can optimize their financial leverage, secure better financing terms, and ensure long-term stability.
- A lower ratio indicates that a person or business has a greater proportion of assets compared to liabilities, making them more attractive to lenders.
- So if a company has total assets of $100 million and total debt of $30 million, its debt ratio is 0.3 or 30%.
- Gearing ratios focus more heavily on the concept of leverage than other ratios used in accounting or investment analysis.
- All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Overall, the Debt to Asset Ratio is an invaluable tool for assessing a company’s financial health and risk profile. While it has its limitations, it can be very useful as long as it is used critically as part of a broader analysis. Companies that have taken on too much debt, and in turn have high debt to asset ratios, may find themselves weighed down by the burden of their interest and principal payments. Another consideration is that companies with low debt maintain the option of raising debt capital in the future under more favourable terms. At the very least, a company with a high amount of debt may have difficulty paying or maintaining dividend payments for investors.
Is a Low Total Debt-to-Total Asset Ratio Good?
A lower ratio indicates that you have more assets relative to your debts, which generally enhances your chances of being https://voffka.com/archives/2005/06/22/017366.html approved for a loan. Conversely, a high ratio can signal potential risk to lenders, leading to a denial of credit or higher interest rates. Should all of its debts be called immediately by lenders, the company would be unable to pay all its debt, even if the total debt-to-total assets ratio indicates it might be able to. As a highly regulated industry making large investments typically at a stable rate of return and generating a steady income stream, utilities borrow heavily and relatively cheaply. High leverage ratios in slow-growth industries with stable income represent an efficient use of capital.
Do you already work with a financial advisor?
Let’s delve into the intricate details of the Debt-to-Assets Ratio, its calculation, interpretation, and broader implications. As with all other ratios, the trend of the total debt-to-total assets ratio should be evaluated over time. For example, a trend of increasing leverage use might indicate that a business is unwilling or unable to pay down its debt, which could signify issues in the future. Total debt to total assets is a measure of the company’s assets that are financed by debt, rather than equity. This leverage ratio shows how a company has grown and acquired its assets over time. Investors use the ratio to not only evaluate whether the company has enough funds to meet its current debt obligations but to also assess whether the company can pay a return on their investment.
- Published in Bookkeeping
